In the era before computers, people would frequently come to the library to look for books of loan amortization tables. That's because they were NOT exciting reads, were seldom referred to, and were never owned by ordinary people. So, they are a fabulous example of why people needed libraries.Now, most people calculate loan payments online or with special software. A good website for that is on Yahoo Finance. Other calculators there allow you to compare various loan terms, or whether it's best for you to pay points in order to qualify for a lower interest rate.
What is a librarian to do without storing and dusting thousands of boring, seldom read books? We get to spend more time helping people and the library's shelves get to hold books that are exciting and seldom sit long enough to need dusting.
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